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Personal Credit Reports
that you obtain a copy of your credit report yourself and review it with
a buyer's agent. This will help avoid the possibility that a number of credit
checks show up on your report. Credit inquiries can count against you.
DO NOT go out and look at houses until you have obtained a prequalification or preapproval (in writing) from a lender unless you are going to pay cash for your new home.
You can obtain a credit report from one of these companies.
Equifax - online ordering
|TransUnion -online ordering||1 free to NJ residents if ordered by phone or mail.|
|Experian - online ordering and info||1 free per year to NJ residents (may take a week)|
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